This will provide cover for all of your furniture, electrical items, and anything else that would be in the property.
Standard events such as storm damage, fire, theft, escape of water are covered.
You can select from 2 types of policy which are full replacement value or for a cheaper premium a deduction is made for wear and tear.
Both of these can have accidental damage added as an additional premium to cover accidents such as spillage of paint or dropping televisions.
It will not cover damage done by any of your pets.