Opening Hours: Mon-Fri 8:30-17:00

ARE YOU HAVING CREDIT ISSUES?

Credit Repair Mortgages

Credit Repair Mortgages are usually a form of first charge mortgage, and are used to help borrowers who have had a one off, lifetime event which has had serious consequences for their financial circumstances.

A credit repair mortgage will provide a new loan at a higher than normal rate but, which is set to reduce where the borrower can demonstrate an ability to maintain the agreed payments. At the end of the rehabilitation period, it is possible to re-mortgage customers on to more competitive terms, because their credit score has generally improved, along with their mortgage payment record.

Bad Credit Mortgages

Bad Credit Mortgages are for those customers who own property but whose credit history has elements of payment arrears, loan defaults, debt management plans (DMP), individual voluntary arrangements (IVA), bankruptcy and County Court judgement (CCJ). These mortgages might be on a first or second charge mortgage basis, and are designed to help customers who have been declined by High Street lenders, yet need to access the funding they need urgently.

WE ARE HERE TO HELP YOU

If you would like any more information or require one of our services, please get in touch below.

Head Office

Unit 6, Cristal Business Centre
Knightsdale Road, Ipswich, IP1 4JJ