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Your lender will require you to insure the building that you have a mortgage on for its rebuild cost.
It will cover such events as storm damage, escape of water and fire.
You can add accidental damage to buildings for an additional premium to cover breakage of glass or any other damage caused that is an accident by you.
This will provide cover for all of your furniture, electrical items, and anything else that would be in the property.
Standard events such as storm damage, fire, theft, escape of water are covered.
You can select from 2 types of policy which are full replacement value or for a cheaper premium a deduction is made for wear and tear.
Both of these can have accidental damage added as an additional premium to cover accidents such as spillage of paint or dropping televisions.
It will not cover damage done by any of your pets.
All risks cover handles expensive items you take out of your home such as laptops, valuable watches and jewellery will need to be covered under all risks.
See What Our Customers Think
We came to Aaron on the recommendation of a friend, we were in a tough spot facing a very high interest rates as we had some adverse credit. However Aaron... read more
From our initial enquiry to getting the offer accepted Aaron has gone above and beyond on many occasions ensuring that we have the very best offer available and suitable for... read more
I cannot recommend Try Financial enough! Aaron was absolutely fantastic when helping us get our mortgage from start to finish he has been so helpful, really professional and has honestly... read more
Highly highly recommend Try Financial. Martin you are a star! He was professional, worked incredibly hard and did an amazing job on helping us with several mortgages and refinancing over the... read more
Aaron was very helpful throughout all stages of the mortgage application, always available to help with our questions and liaise with both the lenders and our vendors agents where necessary. We... read more
Me and my husband are first time buyers and found Aaron to be incredibly helpful with everything and responded very quickly when we had any queries. Would highly recommend for... read more
Me and my wife are first time buyers. After finding a house Aaron promptly sent us the fact find forms. After we had returned these we had a... read more
Reading through these reviews I may have thought they were fake reviews as they’re just too good - but having experienced the expertise and professionalism of Aaron at TRY Financial... read more